320 S.E.2d 575 STEGALL v. GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. 68451.Court of Appeals of Georgia. DECIDED JUNE 26, 1984. REHEARING DENIED JULY 11, 1984. BANKE, Presiding Judge. The appellant, Willie C. Stegall, sued the appellee, Guardian Life Insurance Company of America (Guardian), to recover damages, a bad-faith penalty, and attorney fees for its failure […]