374 S.E.2d 353 LANDERS et al. v. HERITAGE BANK; and vice versa. 76505, 76506.Court of Appeals of Georgia. DECIDED OCTOBER 14, 1988. POPE, Judge. Nellie K. Landers and her husband Guy A. Landers opened a checking account in 1978 with Heritage Bank. Landers, who had retired after 22 years of active service with the U.S. […]