525 S.E.2d 393 NATIONWIDE MUTUAL FIRE INSURANCE COMPANY v. ERWIN et al. A99A1205.Court of Appeals of Georgia. DECIDED: NOVEMBER 16, 1999. MILLER, Judge. Nationwide Mutual Fire Insurance Company brought this declaratory judgment action seeking a determination as to its duty to defend its insured Carole Erwin in a tort action filed against her by Neal […]