591 S.E.2d 374 HARRELL, et al. v. FEDERAL NATIONAL PAYABLES, INC. A03A1213.Court of Appeals of Georgia. DECIDED: NOVEMBER 13, 2003 RUFFIN, Presiding Judge. Federal National Payables, Inc. (FNP) sued Melton and Deborah Harrell (the Harrells), asserting claims under a guaranty agreement. The Harrells counterclaimed, alleging that FNP failed to honor its agreement to provide funding […]